You can buy them online You can buy health insurance from websites of insurance companies or online aggregator sites using Net banking, credit cards and other modes of payment.
No claims bonus Each year that you don’t make a claim from your policy, insurers typically give 5 per cent of sum insured as no claim bonus. When you renew your policy on time, you typically qualify for a no-claim bonus (NCB). Due to the bonus, you can get your ailments covered within the health insurance provided plan, even if the expenses turn out to be a little more than the initial limit.
Make complete disclosure of pre-existing ailments Pre-existing diseases typically get covered in health insurance plans after 48 months of continuous coverage. However, it is advisable to disclose any such pre-existing diseases while buying the plan.
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