The trend
of redevelopment of independent houses, especially in established localities in
major urban centres, is quite common. In most arrangements, the builder gets
the land free and the person who pledges the property for redevelopment is able
to unlock the value of the property. This is typically done after retaining
some share in the property. Just in case you have an existing property whose
value you want to unlock, you can consider going for redevelopment of the
property. When you do that you need to keep in mind three important things.
Have a redevelopment timeline Get a
very clear idea of the time expected to be taken to redevelop the property. Importantly,
if you don’t have a facility to stay during the redevelopment period, enter
into an agreement with the developer so that some of that burden is shared.
Clarity of your share By giving
your property for redevelopment, you are parting with a share of your property.
The agreement that you enter with the developer should clearly mention about your
share in the property after redevelopment. Remember, that the agreement needs
to very specific. It is recommended that you consult a property lawyer so that
issues don’t crop up going ahead.
Plan for the extra unit Under
such agreements, apart from a unit for yourself, you get an extra unit such as
an apartment, as a part of the deal. Make a plan of what you want to do with
the unit. You need to be very clear how you will manage the income arising out
of the additional housing unit.
An
independent house is a major asset and redeveloping it is a good way to unlock
wealth. This is more so, when you anticipate imminent requirement for cash.
Keeping the above the three points in mind will help you make the process smooth
and also ensure that you get the best deal.
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