Unlike buying a term life insurance plan from a financial advisor where he helps you, you are on your own when you buy it online. Here are four things you need to remember when buying a term plan online.
Compare the plans and cost
Compare the features of term plans from different companies or compare plans of 5 preferred companies. You can also visit the website of an online aggregator.
Examine service quality
Get a good idea of quality of services of the insurance company. Check out the claims settlement track record, number of branches, quality of online presence and so on.
Consider attaching riders
Widen the coverage for risks to your family by attaching to the term plan riders covering other risks such as accidental death, critical illness and disability.
Consider auto debits for renewals
To enhance convenience, especially for monthly or quarterly premium payment modes, consider auto debit of premium from your bank account.
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