Preferred shares, as the name suggests, have preference over
equity shares or common shares. The preference is mainly for two things.
Investor
privileges One is preferred shareholders are paid dividends first out of
profits. Second, if the company wound up, preferred shareholders have first
claim of what is left after paying all debt and liabilities.
All that glitters
is not gold Preferred shares are not all the walk in the park that might
appear initially an uninitiated person. Mostly, the dividend rate is fixed and
thus preferred stocks lose their potential to appreciate, something common
shares can. Secondly, they have different voting rights or reduced voting
rights. Thus, they are rarely issued by companies to common public in India