Welcome to FundooMoney, your 24X7 buddy for all your money matters! Shortly, we will give you 5 smart tips to get the best housing loan for yourself so that you can soon walk into your own new home. Stay tuned.

Shortlist Few Lenders with Lowest Rates 
Select 3 lenders offering the lowest home loan interest rates. Some lenders may not approve the loan for the property of your choice.

Go for Pre-approved Properties
Get a list of pre-approved properties for the city and area of your choice from selected lenders. Zero down on 2-3 most suitable options that fit your budget.

Keep Your Credit History Clean 
You can get into a position of being offered best home loan interest rates when you have a good credit history. Therefore, be disciplined while repaying loans and your outstanding payment for your credit card.

Negotiate with the Lender 
If you are not taking the housing loan from the lender offering the lowest home loan interest rate, explore the possibility of a lower rate from a home loan provider citing your creditworthiness and lower rate offered by the lowest rate lender.

We hope you found this useful. Please share with us your tips in the comments section. For more such actionable personal finance information, subscribe to our channel. Also, visit our website, download our mobile app and stay connected with us on Instagram, Pinterest and Slideshare.