4 Common Reasons Why Health Insurance Claims Get Rejected
Date: 08-05-2017 Views: 1053
Four common reasons why health insurance claims get rejected and what you need to do to ensure that you don't make the common mistakes made by policyholders. Edited highlights
0:44 We discuss the typical reasons why health insurance claims get rejected
1:10 A lot of times health insurance claims get rejected because of things that policyholders do
1:36 Why do medical insurance claims get rejected?
1:57 Most of the time people don't read the fine print of the policy
2:01 People are not aware of health insurance policy conditions
2:09 People invoke the health insurance policy when it is not due to them
2:20 A claim made for a pre-existing disease in the first year will rejected since policies typically don't cover them
2:33 Typically, pre-existing diseases are excluded from the scope of the policy in the first three years
2:54 There are certain treatments that are beyond health insurance policies such as cosmetic and dental treatments
3:07 These diseases are excluded and are not part of the coverage
3:37 Sometimes outpatient department or OPD costs are claimed