In this video, we will take up some viewer questions on liquid fund, STP and equity funds
Edited highlights
0:06 In this video, we will take up some viewer questions on liquid fund, STP and equity funds
0:52 Zelio Salvador Barreto wants to know know whether he can do an STP from his liquid fund investment in Aditya Birla Cash Manager to Invesco Equity fund
1:01 He wants to know whether you can do STP in schemes of two fund houses from a liquid fund investment in one fund house
1:08 You can do an STP in the schemes of the same fund house
1:20 You will need to move some money in an Invesco liquid fund and then do a STP in Invesco Equity Fund
(STP) link
1:46 Padmakumar Patil asks for our recommendation in on an index fund and liquid funds
1:52 There is no much performance difference among liquid funds and also among index funds
1:58 Maybe you could look out for a low expense ratio and for index funds, tracking error. But you really need not bother too much if your investments are not seriously large
2:24 Rupesh Kumar has made investments in an equity fund and also in a debt fund recently. While the debt fund has appreciated, equity fund investment has gone down
2:32 Different mutual fund categories require you to stay invested for a minimum period of time and are prone to fluctuations
2:39 After the minimum investment period is over, you can expect the fluctuations in growth too go down and you can expect broadly sustained appreciation
2:49 In equity funds, we say it should be 8-10 years though you need not be in the same fund for the whole period. At the same time, you need to be in an equity fund
3:04 In debt funds, you can give about 2 years and in equity funds about 18-24 months for you an equity fund before you consider your options
3:17 You need to be aware about the taxation aspects of mutual funds before you decide to move away from your current mutual fund investment
